Need an appraisal in Lake Charles or Calcasieu Parish?

See the top 7 reasons why Louisiana homeowners order from Lake Area Appraisal Firm:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To lower their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Louisiana, where real estate property needs to be divided
Determine the true market value of the real estate in question to settle an estate in Calcasieu parish or Louisiana


	Own a home in or near Lake Charles, Louisiana and need help deciding the price of it? Contact Lake Area Appraisal Firm.

We at Lake Area Appraisal Firm understand the particular needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the customary reporting formats. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Lake Area Appraisal Firm are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Challenge Calcasieu Parish's assessment of your property

Let's say you live in a region that's going down -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Lake Area Appraisal Firm is your perfect weapon when challenging your property tax assessment.

Need to cancel PMI?

A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you do away with unneeded PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. An efficient appraisal from Lake Area Appraisal Firm can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.